Turn Your Car, Rolex, or Gold Into Instant Cash — Without Selling It

Get access to ₦1M – ₦50M+ in 24 hours or less using your assets as collateral.
No bank stress. No long process.

Luxury car keys and a Rolex watch on a clean marble surface

Tired of Being Stuck When You Need Money Most?

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"Your business needs urgent capital"

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"Bills and responsibilities are piling up"

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"Banks keep delaying or rejecting your application"

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"You don't want to sell your valuable assets"

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"Opportunities are slipping away because of cash"

We understand and that is why we exist

At Harbor & Co. Asset Backed Loans

We help individuals and business owners unlock cash quickly using assets they already own.

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No complicated process
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No unnecessary delays
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Fast, reliable funding

Assets You Can Use

We provide the highest loan-to-value ratios for your premium items.

High-end luxury sports car

Luxury Cars

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Luxury Watches

Solid gold bars and coins

Gold & Jewelries

Why Choose Us?

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Fast Approval

Get a preliminary offer within minutes and funding in as little as 24 hours.

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Keep Your Assets

Drive your car or keep your items in our high-security vault with white-glove care.

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Zero Bank Stress

No credit checks required. Your asset is the only security we need for your loan.

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100% Confidential

No reporting to credit bureaus. Your financial business remains strictly private.

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Flexible Repayment

Custom terms tailored to your liquidity needs with easy renewal options.

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Guaranteed Safety

Fully insured storage facility with 24/7 armed surveillance and climate control.

How it works

1
Submit Form

Provide details about your asset and the amount you need.

2
Get Evaluated

Our specialists provide a fair market valuation of your luxury item.

3
Instant Funding

Accept the offer and receive funds via wire transfer or cash same-day.

What Our Clients Say

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"I needed urgent capital for my business and got ₦5M using my car within 2 days. Smooth process!"

— Emeka O.

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"Didn't want to sell my Rolex, but needed cash fast. Harbor & Co came through."

— Sarah A.

Limited Funding Available

We process a limited number of loan applications weekly to ensure quality service.

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Apply now before slots are filled.
Ready to Access Instant Cash?
If you own a car, Rolex, or gold, you could qualify today.

Get Pre-Qualified In Minutes

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